Between 20, i was declined for a loan once! Let me repeat that, 6 years of applications with only 1 rejected.
#NIMBLE DESK FULL#
Been useing nimble since 2014 and have been a full time employee ever since then. I was writing this review 6 months ago, id have given it 5 stars. The only reason I am giving 3 stars is due to high establishment, rescheduling and dishonour fees, which by the way are the highest or close to highest legally allowed and the high cost to the credit score., Please note these issues aren't unique to Nimble and are ubiquitous across all similar credit providers.
This will adversely impact your options for bigger purchases like a house or a car despite your financial situation being good.Īnyway, about the product itself, I had my funds delivered within an hour of starting the application and they have pretty good customer service. For me, fast forward 3 years of perfect employment and repayments, it has still not recovered to the pre-Nimble level. I would strongly recommend that you try to borrow money through your employer/ friends/ family first as Nimble may solve your money problem for now but will absolutely destroy your credit score (like 800 to 400). Read more re or at minimum wage and wants to buy a $2000 4K TV to impress their date for a Netflix night, it's kind of their fault if they default and have to pay high fees and have their credit score lowered. It worked reasonably for me, in my use case, however, if someone is living off social welfa. regardless, it all comes down to responsible borrowing. Working a couple of hours a week extra to do food delivery or taxi for a few months was enough to pay the interest (which I admit is very high) and some of the principal. Having said that, I borrowed money from them to purchase a car due to being a temporary resident, I had very limited options at the time, even though I worked full-time.
Medium/ short term cash credit loans are not for everyone.
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